Self-Employed Health Insurance — Private PPO Plans
Coverage that moves with your career, not tied to a single employer.
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Your own boss, your own plan★
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Common Questions
The right option depends on your income, health history, doctors, prescriptions, and coverage priorities. Marketplace plans may include income-based subsidies and guaranteed eligibility, while private PPO options may offer broader provider access for applicants who qualify medically. We compare both based on your specific situation.
No — we're an independent brokerage and compare plans across multiple carriers, including regional Blue-affiliated plans, national PPO carriers, integrated HMO carriers, and ACA Marketplace-focused carriers, so the recommendation is based on fit, not a quota.
Job loss is a qualifying life event that opens a 60-day Special Enrollment Period for Marketplace plans. Private PPO plans aren't tied to that same monthly start-date rule and can often begin sooner — frequently faster than waiting on a COBRA election.
Provider participation varies by plan and network, so we always verify your specific doctors and hospitals against a plan's actual network before you enroll — never assume access based on plan type alone.
“My health insurance agent Kenny is one of the best people in my life. He helped me get the exact coverage I needed at a price that fit my budget. And he continues to help me to this day and has promised to be at my side for life! I'm grateful for his devotion to help his clients and friends.”
“Kenny (Kenaz) has been so patient and informative, and always available to answer any concerns as my business scales. I appreciate the clarity, responsiveness, and specificity he provides throughout our conversations. Thank you so much for being exactly what I needed at a time that's most important to me.”
“Agent is very thorough and concerned for us to get the right coverage for our needs and the most affordable way! Excellent service!!!”
“Excelente persona y asesor, la verdad estoy muy agradecida con el porque me brindó mucha información y ayuda que necesitaba y busca la manera para buscar un seguro bueno y que se adapte a tus necesidades, por eso lo recomiendo.”
“Very grateful to have been able to connect with Kenny. He put me and my family on an amazing plan. My COBRA was more than $1,500. He found us a plan with strong benefits and an amazing network. Thank you!!!”
“Pretty helpful, with what I need.”
“Amazing service!”
“My agent Kenny was more than exceptional. Patiently walked me through the entire process with detailed explanations to make sure I had the best health insurance coverage available. All the questions I had were answered to utmost satisfaction.”
“Very professional, understanding of my needs. I will always recommend to others.”