Clear answers. Confident coverage decisions.
Understand your options, compare costs, and know what to check before choosing a health plan.
Plans
Compare your options and find the right fit for your needs.
The right option depends on your income, health history, doctors, prescriptions, and coverage priorities. Marketplace plans may include income-based subsidies and guaranteed eligibility, while private PPO options may offer broader provider access for applicants who qualify medically. We compare both based on your specific situation.
No — we're an independent brokerage and compare plans across multiple carriers, including regional Blue-affiliated plans, national PPO carriers, integrated HMO carriers, and ACA Marketplace-focused carriers, so the recommendation is based on fit, not a quota.
Coverage
Understand your network, doctors, and what's actually covered.
Job loss is a qualifying life event that opens a 60-day Special Enrollment Period for Marketplace plans. Private PPO plans aren't tied to that same monthly start-date rule and can often begin sooner — frequently faster than waiting on a COBRA election.
Provider participation varies by plan and network, so we always verify your specific doctors and hospitals against a plan's actual network before you enroll — never assume access based on plan type alone.
Small Business
Explore options for you and your team.
A traditional group plan is selected by the employer for everyone; an ICHRA lets you reimburse employees tax-free for individual plans they choose themselves with no minimum group size; a QSEHRA is a simpler version of the same idea for businesses under 50 employees. We'll help you pick based on team size and budget.
States
Check where we're licensed to help.
We're currently licensed and active in 30+ states. Check the Coverage by State page, or just call — if we're not licensed where you are, we'll tell you upfront rather than waste your time.
Getting Started
Find out when and how to get started, and where to get help.
Yes. Licensed brokers are compensated by the insurance carrier at enrollment, not by you, so comparing plans and enrolling through us costs nothing extra.
Most first calls run 20-30 minutes. We'll ask about your household, budget, and current coverage, then walk through 2-3 plan options that fit — no pressure to decide on the spot.
Other Coverage
Medicare, Medicaid, and situations outside what we handle directly.
We specialize in private, self-employed, and small-business coverage for working-age adults and do not handle Medicare enrollment. If you're approaching 65, we recommend contacting a Medicare-specific broker or 1-800-MEDICARE directly.
We don't process Medicaid applications. If your household likely qualifies for Medicaid based on income, your state Medicaid office or healthcare.gov is the right starting point — we're happy to point you in the right direction.
Still have a question?
Speak to one of our advisors.