Licensed agents · 30+ states
Health coverage that fits your life.
Explore options for yourself, your family, or your business with a licensed agent.
5.0 from 100+ Google reviews
What kind of coverage do you need?
Pick the one that sounds like you.
Losing coverage from a job? Compare COBRA alternatives →
Open Enrollment 2027
Open Enrollment 2027 starts in
Nov 1, 2026 opens your next chance to enroll in or change ACA Marketplace coverage. Get your documents ready.
Enrollment window per CMS: Nov 1 – Jan 15 in most states.
Meet your team
Multiple licensed agents, one goal: clear answers
Our team of licensed agents compares your options honestly and explains them in plain English — in English or Spanish, with no pressure.
Ken Cohen
Licensed Agent
Ruben Marrero
Licensed Agent
Michael Tolentino
Licensed Agent
Harold Carvajal
Licensed Agent
Simon Bernal
Licensed Agent
Mohab Saintellus
Licensed Agent
Juan Arango
Licensed Agent
Michael Garcia
Licensed Agent
Justin Simmons
Licensed Agent
Licensed in 30+ states · Verify NPN 22117726 · Meet the whole team →
How it works
- 1Tell us what you needFour quick questions — about two minutes.
- 2Review your optionsYour agent compares plans and walks you through them.
- 3Choose your coveragePick what fits. We help with the application.
Common questions
More answers: FAQ · Turning 26 · Retiring before 65
Private PPO plans · Licensed in 30+ states
Health insurance made easy.
Private PPO coverage for the self-employed, small business owners, and families — compared across the carriers we represent, free.
Get your free quote
5.0 from 100+ Google reviews
States Licensed
Families & Businesses Covered
Google Reviews
Google Rating
Sound Familiar?
Shopping for Coverage Alone Is Broken
If the process has left you frustrated, you're not imagining it.
You search online…
…and your phone won't stop ringing with call-center spam. Your number got sold the second you hit enter.
You check the Marketplace…
…and without a subsidy, the sticker price makes you close the laptop. There has to be something better.
You finally pick a plan…
…and discover the deductible is so high you're effectively paying twice — once monthly, again when you actually need care.
What Most People Don't Know
Some of the Best-Value Plans for Healthy People Are Private Plans You'll Never See on the Marketplace
If you're reasonably healthy, a medically underwritten private PPO plan can mean broad, nationwide provider access at a meaningfully lower premium than an unsubsidized Marketplace plan — and almost nobody tells you it exists. We compare it against everything else so you can see the real numbers side by side.
Coverage Options
Private Marketplace & Group Options for You
Personalized coverage for individuals, families, or businesses.
Open Enrollment 2027
Open Enrollment 2027 starts in
Nov 1, 2026 opens your next chance to enroll in or change ACA Marketplace coverage. Get your documents ready.
Enrollment window per CMS: Nov 1 – Jan 15 in most states.
Built for How You Work
Coverage That Fits the Job
Simple Process
Get Covered in 4 Simple Steps
Reach Out
Call, text, or fill out the form — a friendly, no-pressure conversation about your situation.
We Talk It Through
We learn about your needs, lifestyle, and budget to find options that genuinely fit.
Review Your Options
You get a shortlist of plans with clear explanations — no jargon, no pressure.
Apply With Confidence
We handle the application and stay available year-round for questions. Coverage begins only after carrier approval and your confirmed effective date.
Who We Help
Who We Work With
We specialize in helping modern professionals find flexible coverage — whatever your situation looks like.
Small Business Owners & Entrepreneurs
Group and individual options that scale as your team grows.
Self-Employed & 1099 Contractors
Private PPO plans built for freelancers and independent pros.
Doctors, Dentists & Private Practice Owners
Coverage for high earners who want broad nationwide access.
Families & Individuals
Straightforward plans for everyday households and married couples.
Contractors & Skilled Tradespeople
Flexible year-round enrollment for variable-income work.
Remote & Traveling Professionals
Nationwide PPO networks that travel with your schedule.
Real Coverage, Real People
Wherever Life Has You Right Now
Tradespeople & Contractors
Telehealth-Friendly Plans
Pre-Medicare CouplesWhy It Feels Different
Free & No Obligation
See If You Qualify
Who needs coverage? Select the option that best describes you.
Coverage Area
Licensed in 30+ States
Being licensed across the country lets us help individuals, families, and small businesses explore real coverage options and get state-specific guidance — no matter where you live.
See coverage details by state →“My health insurance agent Kenny is one of the best people in my life. He helped me get the exact coverage I needed at a price that fit my budget. And he continues to help me to this day and has promised to be at my side for life! I'm grateful for his devotion to help his clients and friends.”
“Kenny (Kenaz) has been so patient and informative, and always available to answer any concerns as my business scales. I appreciate the clarity, responsiveness, and specificity he provides throughout our conversations. Thank you so much for being exactly what I needed at a time that's most important to me.”
“Agent is very thorough and concerned for us to get the right coverage for our needs and the most affordable way! Excellent service!!!”
“Excelente persona y asesor, la verdad estoy muy agradecida con el porque me brindó mucha información y ayuda que necesitaba y busca la manera para buscar un seguro bueno y que se adapte a tus necesidades, por eso lo recomiendo.”
“Very grateful to have been able to connect with Kenny. He put me and my family on an amazing plan. My COBRA was more than $1,500. He found us a plan with strong benefits and an amazing network. Thank you!!!”
“Pretty helpful, with what I need.”
“Amazing service!”
“My agent Kenny was more than exceptional. Patiently walked me through the entire process with detailed explanations to make sure I had the best health insurance coverage available. All the questions I had were answered to utmost satisfaction.”
“Very professional, understanding of my needs. I will always recommend to others.”
Quick Answers
Questions Everyone Asks First
Going through a big change?
Ready to Get Coverage That Actually Works for You?
Free, no-pressure conversation. Compare every option in one call.