Health Insurance for Contractors
Independent contractors don't get benefits from the companies they work with — coverage has to come from somewhere else, and it needs to travel with you between contracts and clients rather than being tied to any one gig.
A private PPO plan is fully portable: it doesn't matter how many clients you have this quarter or whether a contract ends next month.
Why clients choose this option
- Coverage isn't tied to any single client or 1099 relationship
- Broad PPO access if your work has you traveling between job sites or states
- Consistent premium regardless of how many active contracts you have
- Potential tax deduction for premiums — confirm specifics with your CPA
Frequently Asked Questions
No — your health plan isn't tied to any client relationship. It's yours regardless of how many contracts you're running.
A broad PPO network with nationwide access matters most here — we'll confirm network coverage in every state you regularly work in.